Insurer Offers Communicable Disease Coverage for Nonprofits


SANTA CRUZ, Calif.–()–Nonprofits Insurance coverage Alliance (NIA), the main property and casualty (P&C) service completely serving 501(c)(3) organizations, introduced right now new protection for nonprofits: NONPROFITS OWN® Communicable Illness Legal responsibility Insurance coverage. Starting January 2021, NIA members can buy a sublimited quantity of protection to guard their organizations from legal responsibility claims arising from communicable illness.

“In unsure instances, NIA stays steadfast in our dedication to 501(c)(3) nonprofits,” mentioned Brian Johnson, Chief Underwriting Officer of NIA. “Whereas the insurance coverage market is shifting, we’ll proceed to supply options that defend each nonprofits and the flexibility of nonprofits’ personal insurer to sustainably defend 501(c)(3) organizations for years to return.”

NIA is constantly acknowledged for setting new requirements in offering insurance coverage for nonprofits by way of progressive coverages, resembling Improper Sexual Conduct and Bodily Abuse Legal responsibility (ISCPA) in addition to flat price D&O, which considerably elevated the variety of nonprofits who can afford insurance coverage for his or her boards. With right now’s announcement, NIA is but once more growing ground-breaking protection to guard nonprofits throughout the COVID-19 pandemic.

For over 30 years, NIA provided communicable illness protection for a overwhelming majority of its members, all of whom are 501(c)(3) nonprofits. However due to the COVID-19 pandemic, the protection reinsurers will help has modified. In response to P&C insurance coverage business proscribing protection, NIA carried out a complete assessment of different methods to cowl nonprofits. The brand new protection choice introduced right now permits NIA, nonprofits’ personal insurer, to proceed to guard the vital providers that 501(c)(3) nonprofits present to their communities. For a further cost NIA presents Communicable Illness Protection that gives $250,000 of restrict (loss and protection value) within the Industrial Normal Legal responsibility coverage kind. Appointed brokers can study extra by contacting their NIA underwriter.

NIA has a well-established observe report for monetary energy. All insurers below the NIA group model are rated A VIII (Wonderful) by AM Finest. With secure costs and coverages specialised for its nonprofit members, NIA constantly achieves a median renewal fee of over 90%.

NONPROFITS OWN® Communicable Illness Protection is just one of NIA’s progressive options. To study extra about NIA’s property and casualty coverages, go to

About Nonprofits Insurance coverage Alliance

Nonprofits Insurance coverage Alliance (NIA) is the nation’s main property and casualty insurer completely serving nonprofit organizations. Based in 1989 in Santa Cruz, CA, NIA is a social enterprise growing the long-term sustainability of the nonprofit sector. NIA has among the best buyer retention charges within the business. NIA members get pleasure from stably-priced insurance coverage, specialised coverages, dividends, and progressive danger administration and member providers. The NIA group model is comprised of Alliance Member Companies (AMS) and three AM Finest A VIII (Wonderful) rated insurers: Nonprofits Insurance coverage Alliance of California (NIAC), Alliance of Nonprofits for Insurance coverage, RRG (ANI), and Nationwide Alliance of Nonprofits for Insurance coverage (NANI). All organizations below the NIA model are 501(c)(3) nonprofits. Study extra about Nonprofits Insurance coverage Alliance at


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